HGS FIDELITY MORTGAGE COMPANY
'Home of the 580 Credit Score"
OUR LOAN PRODUCTS
We specialize in HOME PURCHASES - REFINANCES - RENOVATIONS - EQUITY LOANS
FHA
LOANS
CONVENTIONAL
LOANS
USDA & VA
LOANS
FHA Financing features:
FHA Financing with credit scores as low as 580 with only 3.5% down
Low Closing Costs
Easy Credit Qualification
Available on 1-4 unit properties.
FHA loans are great for helping people become homeowners.
The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.​
Conventional Financing features:
Conventional Financing available with scores as low as 620 with 5% down
Available on 1-4 unit properties.
Conventional loans are not part of a specific government program and typically cost less than FHA loans, but can have more stringent terms to qualify.
These loans are a great choice for individuals with "good" credit.
USDA & VA Financing features:
USDA Rural Financing available with scores as low as 580 with 100% financing
NO DOWN PAYMENT REQUIRED*
MUST BE IN A USDA RURAL AREA*
USDA loans require no down payment or qualifying assets and there’s no maximum loan amount.
​
VA (for Veterans) Financing 100% financing and credit scores as low as 580
OUR TEAM
Get to Know Us
HOURS OF OPERATION:
Sunday: Closed
Monday:Â 9:00am - 7:00pm
Tuesday:Â 9:00am - 7:00pm
Wednesday:Â 9:00am - 7:00pm
Thursday:Â 9:00am - 7:00pm
Friday:Â 9:00am - 7:00pm
Saturday: Closed
LET’S TALK
Ready to purchase a property and need help with financing? Get in touch to find out how I can help with your mortgage needs.
4111 S. Sherwood Forest Blvd. Ste #2C
Baton Rouge, LA 70816
225-223-6225